The Challenge
- Creditors calling night and day
- Family arguments
- Threats to sue
- Business going down the drain
- About to hit the wall
- Not sure which attorney will help my situation
How Did You Get There?
- Dreams of owning a home
- Economy doing well
- Credit offered too easily
- Irresponsible credit management
- Lack of preparation
- No Retirement
What Can we Do for You?
- Relieve stress
- Help you get a fresh start
- Stop creditor calls
- Help you save your home
- Stop Garnishments
How Can you Get Relief?
- Use our site to learn more about bankruptcy
- Prepare yourself for a consultation
- Meet with the attorney to determine if bankruptcy is the right decision and what chapter would be best
- Sign up and tell your creditors to call us instead of harassing you
- Prepare your paperwork and pay your fees
- Complete paperwork
- Pay all fees
- Take your credit counseling course (We set it up for you)
- Discuss filing strategy with the attorney (timing, etc.)
- We prepare your petition
- We send the the petition to review
- We file your case electronically
- You continue to send us copies of your most recent check stubs and bank statements
- Review and respond to Trustee letter requesting documents
- For Chapter 13, commence the monthly payments to the Trustee within 30 days of filing
- Attend 341 Meeting (Bring Photo ID & Social Security Card)
- You take the financial management course (we set it up for you)\
- You notify us when you are complete
- For Chapter 7 wait 60-90 days until you receive the Notice of Bankruptcy Discharge
- For Chapter 13 there is also a confirmation hearing and the discharge comes after completing all payments under the plan.
The Moak Law Firm Difference
- Experience (30 years practicing law in Arizona)
- Educating our clients through consistent open forums: Seminars, webinars, podcasts, and our blog.
- We also strive to use technology to streamline our processes and provide clarity to our clients.
Our Ideal Client
Our ideal client values knowledge, length of time in practice and responsiveness to their requests. They help us succeed by giving honest positive and negative feedback. We enjoy many referrals from our clients who understand the hard times their friends and family are going through and are willing to help them.